Cash Ideas Now - Great Short Cuts To Making Money Now

Make Money in 2010 In Network Marketing How To Make Money From Home

2009-11-25T06:33:00.001-08:00

http://www.misterhomebiz.com You can make money in MLM, but I won't try to kid you into believing it will come without a bit of work.
Given that, I have learned from experience that to make money in MLM, you need to adhere to at least these four basic principles...
1. Set goals. I know, you've heard that before. But, it truly is important. Put them in writing. Make them specific, and give yourself deadlines for achieving your goals. One more thing about goals--keep them action oriented. Forget focusing on the new car, focus on writing the next article, posting a new ad, or meeting with another prospect.
2. If you expect or want massive results, you will have to take massive action. I'm always amazed by people who complain of making low commission checks in their business; but, when you dig a bit deeper, you discover the complainer received exactly what he or she worked for-next to nothing.
If you've ever heard the expression "you reap what you sow," then you'll understand this principle. Again, if you want to make a lot of money in network marketing, then you will have to take massive action to achieve it.
3. Sacrifices may be called for. No, I'm not talking about cutting hearts out here, or worshipping the Sun God. Rather, the idea behind this principle is to help you recognize that success requires compromises. For example, you may have to miss the next football game on television to conduct a live webinar with your team, or you may have to skip your morning latte at your favorite coffee shop so you can save a few bucks to buy a leads package.
Either way, the idea behind making sacrifices asks you to prioritize your life. If you can honestly say that building a profitable business is more important to you than having a latte tomorrow morning, or catching the big game on television, then you may be ready to achieve success in your home business.
4. Finally, you'll need to have a strong reason why it is important to you to achieve your goals. It's not enough just to "wish" for a huge residual check or financial freedom, you must be able to attach that so-called wish to a strong emotional "why."
For many people, their why relates to wanting to care for family members, pay for a child's college education, or afford a better health insurance plan for a loved one. Your "why" will become your motivation when you face rejection in your business or contemplate quitting before you have achieved success.
Whatever your reason for pursuing network marketing as a home business, keep in mind that your level of success will be limited by your goals, the action you take, the sacrifices you make, and the motivation to continue when the odds are stacked against your success.

Perseverance Success Demands That You Never Quit

2009-11-18T06:05:00.001-08:00

Short video on perseverance and achieving success you may find inspirational. Visit my site for more vidoes...

http://www.misterhomebiz.com

Join Our Team Of Successful Online Marketers And Learn How To Make Money At Home In 2010

2009-11-13T16:32:00.001-08:00

Join Our Team Of Successful Online Marketers And Learn How To Make Money At Home

2009-11-13T07:42:00.001-08:00

How To Build Your Referral Home Business And Get Rich In The Process Using The Penny Doubled Concept

2009-11-04T05:31:00.001-08:00

http://www.misterhomebiz.com

Overview of how to make money in your referral home business.

How To Make Money For Retirement In Your Home Business According To Rich Dad

2009-11-03T10:44:00.001-08:00

How To Make Money For Retirement In Your Home Business According To Rich Dad. As a lifelong entrepreneur, I have learned that following a few basic principles can dramatically change your financial well-being. Visit my website to learn more...

http://www.misterhomebiz.com

2009-10-27T07:13:00.001-07:00

2009-10-26T12:31:00.000-07:00

Finding Dirt Cheap Inkjet Printer Cartridges And Toner

2009-07-24T14:25:00.000-07:00

Anybody who has ever replaced an inkjet printer cartridge or toner cartridge knows that they can be very expensive—especially if you are picking up replacements at your local office supply store.

Several years ago I bought a computer system that came with a printer. At first I thought, “what a deal—I got a free printer.”

But alas, companies are willing to give you the printer, in hopes you will soon be forking over major bucks to replace the toner.

It seemed like every time I needed to print something, or my daughter needed to work on a term paper, we were running down to the office supply store to pick up a new cartridge.

I finally solved this problem once and for all by locating two online suppliers that offered deep discounts on printer supplies, and in many cases provided free shipping.

InkGrabber backs all of its inkjet cartridges with a 90 day warranty. It also offers:

· Genuine OEM name brand and remanufactured cartridges.
· Ink refill kits.
· Products manufactured under ISO 9001 certification.
· In some cases ink sells at 92% off retail prices.

“Our mission is to provide you the consumer with a cheap alternative to the ridiculous high retail prices of printer ink.”

InkGrabber shoppers will enjoy high quality inkjet cartridges, toner cartridges and ribbons for use in top selling brands such as Dell, Brother, Canon, Neopost, HP, Lexmark, Kodak, Hasler, Samsung ,Sharp. IBM. Pitney Bowes, Apollo, Okidata (OKI), Toshiba, Panasonic, Apple, Kyocera-Mita, Konica-Minolta, NCR & Xerox.

In my experience with this company, every ink cartridge you purchase from Inkgrabber will perform to your expectations or they will exchange that product free of charge.

Another choice for discount inkjet printer cartridges online is Inksmile.

InkSmile
specializes in discount inkjet printer cartridges for all major brands, including some less well-known brands.

Inksmile is famous for its Free Shipping and frequent deep discount sales. Inksmile also works with a cartridge recycling company, that allows you to get cash back on select cartridges--which is good for the environment and your budget.

A common concern with businesses is the belief that using remanufactured inkjet cartridges or toner will void the warranty on a printer. According to Inksmile, this is not true, as you are protected by the Magnuson-Moss Warranty Improvement Act in this area.

There are alternatives to paying the high retail prices for your inkjet printer cartridges and other printer supplies. I recommend you look online for some great deals.

Please visit Ron’s Squidoo blog at Discount Ink-Jet Printer Cartridges

SEO Loophole Helps You Build Back Links From Authority Sites

2009-07-14T06:40:00.000-07:00

Affiliate marketers, website developers, and virtually anybody else who has ever wanted free organic search engine traffic have always longed for a way to get one way back links to their websites or blogs from high page ranked websites.

But in the past, these so-called authority sites have blocked any one-way linking from their website.

Now, according to the people who produced a software product known as “Authority Loophole,” you can get one way back links from authority sites using a loophole in the system.

Here is what the Authority Loophole people claim their product will do:

1. The software finds eligible sites based on your root keyword.

2. The sites it locates all use a common web script that can be easily and - believe it or not - ethically manipulated to place your link either sitewide, on the home page or on an otherwise highly visible page of the site.

3. You follow a very simple process that takes anywhere from 1- 5 minutes on each site.

4. Your link is automatically "placed" (prominently) on an authority site that would otherwise never link to you.

5. Repeat steps 1 through 4 indefinitely.

6. Build up rankings that you'd normally only see if you had a "Fortune 500" SEO budget - and even then, you wouldn't get links like these if you were promoting a commercial site...

The Authority Loophole is currently giving away this software in exchange for your email address. Of course, the objective is to get you to buy a product from their catalog, but for the amazing price of free, in my opinion, the Authority Loophole is worth checking out.

At the very least, you will learn more about SEO tactics, and perhaps even land a few one way back links from an authority website.

Click Here! to learn more about getting free back links from authority sites using the software from Authority Loophole.

Finding The Right Tools For Creating Wealth

2009-07-12T17:08:00.000-07:00

Finding the right tools for creating personal wealth is not easy, but can mean the difference between financial success and failure.

Early on in my adult life I realized that working a full time job was not the best way to create wealth. I learned this as a teenager when I noticed the daughter of the company owner coming and going in her hot little sports car.

Yes, I was envious, but what grabbed my attention was the idea that the value of my labor to the company was not only capable of paying my minimum wage, I was also paying for her car.

Business owners are able to capitalize on other people's money and time to create wealth. If you want a great explanation of how pwerful this is to creatig wealth, read "Cashflow Quadrant" by Robert Kiyosaki.

If you have a goal to gain financial freedom, and enjoy the benfits of time freedom, you simly must learn how to build business systems to generate income from other people's time and money.

The 17 Irrefutable Laws of Creating Wealth

2009-07-05T07:41:00.000-07:00

The 17 Irrefutable Laws of Creating Wealth is an ebook available at the link below.

This book provides a step-by-step guide out of debt and into wealth. While the author does not claim getting out of debt or creatng wealth is easy, he does present a systematic approach to tackling the frustrations of money management, and making wise investment choices.

Ron Taylor is the author of The 17 Irrefutable Laws of Creating Wealth, available at Learning How To Create Wealth

Or, you can check out my make money online ideas at Online Cash Machine.

How To Stop Making Excuses And Get On With Your Life

2009-06-17T15:50:00.000-07:00

How To Stop Making Excuses And Get On With Your Life is a success manual for the rest of us. The book features:

· The 7 steps you must take to solve any problem.
· Three key elements required to get on the road to success in business, sports, and relationships.
· Brainstorming techniques you can use to create goals and develop workable action plans.
· The four D's common to all successful people
· A master goal setting plan that will change the way you think about life planning

To learn more about this offer, please visit:

Achieve Success Now

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The Commission Blueprint - Learning How To Make Money Online With Affiliate Marketing

2009-06-08T15:41:00.000-07:00

About 2 years ago I got involved with online marketing.

If I knew then what I knew now, I would probably have never even started. Making money online is a tough racket for newbies, and the market is not kind to people just getting started in this business.

Following over a year of numerous trials and failures I was ready to quit in frustration when I came across a marketing concept called The Commission Blueprint.

I believe it cost me about $5 to get started with their 7 day trial. Thank you, Commission Blueprint.

Here are three techniques to online marketing you gotta perfect to make money in this business:

1. The correct placement of both paid and free advertisement to generate tons of traffic to your product offers.

2. The careful wording of your offers that invites people to discover the benefits of your product offer, and either opt-in to your free newsletter or purchase your product.

3. And, the strategic use of keyword phrases to build massive traffic flows from free search engine results.

Online marketing is not for everyone, and frankly, I would not recommend it to you unless you were determined to find a way to make money online, virtually on autopilot.

When marketers speak of “automatic income” they are referring to your ability to generate a positive cash flow from ads, websites, blogs, and other online marketing techniques that operate 24/7, without your input.

Sure, these systems take a bit of work to set up, and you have to know the lay of the land to set things up right. Using the 13 hours of video instruction from Commission Blueprint, I was able to quickly transform my online marketing methods and finally start making some money.

I haven’t reached my financial goals quite yet, and I’m nowhere near the obscene profit levels others are making with this system. But, the potential is there, and I plan to continue to follow the plan laid out for me by the creators of the Commission Blueprint system.

So, if you’re looking for a way to finally start making some money online, and you’re willing to do the upfront work to get your cash flow systems put in place (don’t worry, the Blueprint people teach you everything you need to know), then I highly recommend you give The Commission Blueprint a shot.

Click on any of the highlighted words above to check it out for yourself.

Buzan Mindmapping - Creating Profitable Ideas

2009-06-08T15:38:00.000-07:00

Mindmapping is a powerful brainstorming tool first developed by British author and psychologist Tony Buzan.

Buzan took an ancient technique of brainstorming and added modern concepts of brain thought processes to develop a method of accessing your creative genius.

Click Here to learn about MindMapping and claim your free 24 page report ”How To Get Started With MindMapping.”

Basically, Buzan MindMapping uses a simple technique of imagery to resolve problems and develop creative ideas. According to Wikipedia, "A mind map is a diagram used to represent words, ideas, tasks, or other items linked to and arranged around a central key word or idea."

Here are seven steps you can use to get started with MindMapping:

1. Think of an image that best represents your problem.

2. Place this image on the center of your paper.

3. Draw 5-7 lines radiating from this central image to open areas on your paper.

4. Attach images to each line that you feel represent possible solutions.

5. Develop an action plan for each of the possible solutions.

6. Implement each of the possible solutions.

7. Assess each soluton, and adjust your action plan based on feedback relevant to the solutions' effectiveness.

This is just a brief overview of the mindmapping process in action. For a detailed discussion of how you can use mindmapping to solve problems in your business, please visit my blog at Best Source For Mindmaps.

Nano-Niche Marketing - The Future Is Here

2009-06-06T06:24:00.000-07:00

Online marketers have come to terms with the idea of developing keyword rich content on their websites and blogs using long tail keywords.

Online marketing is in a transformative stage where aggressive marketers are realizing the future lies in digging deeper into their long tail keyword phrase to find that so-called nano-niche.

One example of this may be the use of the long tail keyword phrase "make money."

A broad term like this may have worked great last year, but it is virtually useless today.

Now marketers must dig deeper and use a phrase like "make money fast at home" to access this market with free organic search traffic.

So, if you want to learn more about this evolving marketing strategy, head over to my blog on nano-niche marketing and read some more at Nano-Niche Marketing.

Ron Taylor is the author of The 17 Irrefutable Laws of Creating Wealth, available at How To Create Wealth

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Nano Niching Your Online Market For Profit

2009-06-05T08:49:00.000-07:00

Nano Niching your online market for profit is an online marketing concept getting ready to take the online marketing world by storm.

The basic concept is similar to longtail keyword marketing, but goes beyond that.

With nano-niching, the marketer focuses on identifying sub-niches of a longtail keyword phrase. For example, the phrase "tarot card meanings" may be used in a niche marketing campaign, but the term "tarot card meanings the lovers" is a term you could use to nano-niche the tarot market.

As you may suspect, nano niche keywords will have significantly less search traffic than their more broadly defined cousins. However, this traffic is tightly focused, and if you can deliver a product that appeals to that tightly focused search, you'll have a winner.

For more ideas on this marketing concept, please see my companion blog:

Nano Niching Your Market

5 Ways To Make A Money Tree

2009-05-28T09:00:00.000-07:00

A money tree is your ticket to financial freedom. Okay, so how do you make a money tree, and what in the world is a money tree?

In order to make a money tree you must first take action to gain control of your personal finances. A money tree is a series of actions you can take to create wealth, starting from where you are today. Each of the steps listed below are like branches on a tree.

Check Out Over 1,000 Money Making Opportunities In One Spot

Here are five specific things you can start today to gain control of your money and make a money tree.

Step One

Reduce your consumer and non-mortgage related debt. This means cutting back on nights out on the town, selling the boat in your driveway, and getting rid of the “stuff” collecting dust in your rented storage unit. The idea here is to save money. This first step is the seed that will help you make a money tree.

Step Two

Use the money from your budget that was once obligated for payments to your recreational vehicle and storage unit type expenses and place all of it in an interest bearing savings account. Sure, interest rates are terrible, but the purpose of saving is to reduce spending. You use this step in your make a money tree progress to nurture the seedling into a self-sustaining tree that can bear fruit for life.

Step Three

Allow your savings to accumulate. Once you have saved enough money to equal at least three months worth of your normal living expenses you have overcome the toughest obstacle in your make a money tree goal. This process can be sped up by finding ways to create multiple streams of income, which is the next step.

Step Four

Don’t get a second job. Instead, start a small home business that will provide positive cash flow into you pocket immediately. Here are three ideas for creating multiple streams of income you can start today:

Make Quick Money With Paid Surveys Online

Make Quick Money With Free Blogs

Make Quick Money With Free Marketing

Step Five

Now that you have money saved in the bank, a growing home business, and have taken control of your personal finances, it’s time to go for the big enchilada. This is where you add fertilizer to make a money tree grow fast. Simply put, in this step take the methods you have used to achieve a positive cash flow in your home business and multiply them by 10. This may sound impossible, but with the right information, you can learn how to make a money tree on automatic pilot.

The steps to make a money tree are not complicated, but they do require desire and motivation to succeed. If you truly want to take control of your money and gain financial freedom, then it is time to make a money tree by learning to save, invest, and build a home business.

Interested in learning more about niche marketing?

Check out my blog on nano niche marketing at Squidoo:

Nano Niching Your Online Market

Easy Product Blueprint | Ebook Publishing For Cash

2009-05-18T07:01:00.001-07:00

All you need to go full-time from products is a solid blueprint that is proven to work.

Click here to review this product for yourself.

I created my simple guide to show struggling marketers or total product newbies the exact steps you need to take to pick a killer niche, find out what they want, easily create an info product ebook that will make them salivate and then get an army of affiliates that will flood your email account with a ton of instant payment notifications.

Quote from the author:

"Finally, you can now discover the exact, easy steps you need to take to find a hot selling market, easily create a product and get a bunch of affiliates to sell it like hot cakes for you. No more struggles with slow search engine ranking and articles that lose all of their rank. Break out of the old pure affiliate role and better leverage your efforts by becoming a full-time product owner!"

Great Short Cuts To Success - Finding The Top 10 Home Businesses

2009-04-22T10:32:00.000-07:00

Great Short Cuts To Success

Finding a great short cut to small business success is not easy--but it is possible given the right information and personal motivation.

During the past year I have used a program called Copy My Campaign which has helped me to quickly ramp up my small business projects, without having to work 24/7.

Click here to learn how you can put your home business on automatic pilot with Copy My Campaign.

Also, you can now...

Check Out Over 1,000 Money Making Opportunities In One Spot

Stop re-inventing the wheel. Great short cuts to small business success are out there.

Updated!

2008-05-05T15:44:00.000-07:00

Thanks for stopping by. We are in the midst of huge social and economic change in this country, and who knows where it will go. One thing is for sure, the middle class guy that shows up for work everyday and keeps this country running will end up on the short end of the stick.

That's my opinion, and I'm sticking with it.

Now we hear taxpayers may be asked to pony up $45 billion to buy a portion of CITI Bank, presumably only 45% of it. Do the math. $45 billion ought to buy the whole company. Stimulus plan? Who's stimulus?

Click Here To Learn How To Double your Money Every Month Using Forex Robot

Ron Taylor is the author of The 17 Irrefutable Laws of Creating Wealth, available at Create Wealth

Consumer Debt is Deadly

2007-09-11T08:45:00.000-07:00

The purpose of this Cash Ideas Now blog is to help you identify ways to make money.

How To Make A Six Figure Income Online

Any attempt to free yourself from your job routine begins with getting your financial house in order, and one of the biggest obstacles you must overcome is consumer debt.

To put it mildly, consumer debt is a financial killer.

One of the best ways to reclaim your financial future is to repay those high interest consumer loans and then restrict the use of credit cards to emergencies and fast investment cash.

Therefore, the third step in creating wealth is to reduce your dependence on credit cards and ensure future monthly payments on all of your cards combined never exceeds 10% of your after tax income.

Consumer debt is usually used to finance the purchase of “nice to have” things--which typically depreciate in value. Whereas, investment debt is the use of financing to purchase things which go up in value, like real estate, antiques, and well-run businesses.

Consumer credit increased at an annual rate of 2.5 percent in May 2006, while revolving credit increased at an annual rate of 10 percent. The Federal Reserve Statistical Release for July 10, 2006, indicates Americans currently owe over 808 billion dollars in revolving debt, which is principally credit cards and auto loans, and over 1.3 trillion dollars in non-revolving debt. According to U.S. Bankruptcy Court statistics, there were well over 2 million bankruptcy flings made in 2005 alone, with the vast majority of these non-business related filings. Remember, there are approximately 123 million working Americans; therefore, this number represents nearly 2 percent of the working population. The abuse of credit cards by the American consumer has become a financial epidemic.

The propensity of Americans to assume high interest credit card debt, while fearing the use of debt to make intelligent investments, is mind-boggling.

Consider this example. A new car may cost you up to $500 per month. At the end of 5 years, you will have a significantly depreciated car, with a loss of $30,000 or more in principal and interest payments. Compare this to purchasing a rental property. In the worse case scenario, you may expect to make payments during vacancies, provide for unscheduled maintenance, and carry a negative cash flow from month to month. However, at the same time you will be enjoying a property that appreciates in value, while giving you a valuable tax write-off. Appreciation and tax write-offs are not the primary reason to get involved in real estate, nor is carrying a negative cash flow a pleasant thought. But, in the long run, this is more advantageous to your wealth goals than the car loan.

As a credit consumer you should also protect yourself against the dreaded Universal Default Clause. Amazingly, a large percentage of major credit card issuers have this clause tucked into your user agreement. Essentially, the Universal Default Clause allows your credit card company to significantly increase your interest rate and fees based on your credit score and payment history with other lenders, including your home and car loan. Watch out for this clause and try to avoid doing business with credit card companies that use this tactic to prey on their less sophisticated customers.

If the fear of a foreclosure is your greatest concern, it is interesting to note that according to RealtyTrac, there is one new foreclosure filing per month for every 1,311 U.S. households.

Over the course of a year, the number of homes entering foreclosure barely compares to the 2 million plus bankruptcy filings per year, suggesting the risk to your financial well-being through home ownership is lower than that of acquiring consumer debt. Education in this area is critical to your success, so I strongly recommend you read books by Tyler Hicks and William Nickerson before starting a property investment plan.

The next time you are tempted to take out a loan on a new boat or quad, consider how the cost of this purchase, with compounding interest, may be better used to achieve your financial goals. The National Foundation for Credit Counseling believes it takes from 3 to5 years to recover from credit card debt, once an individual starts a structured recovery plan. This can put a severe damper on your wealth accumulation goals. What it all comes down to is your willingness to delay gratification—a difficult emotion to master.

Over the years I have used credit cards for both consumer purchases and investments. Sadly, like many others I also went through a stage in my life where I abused credit cards and allowed the balances due to become a burden to my family and a drain on my monthly income. I used steps one and two of this report to dig myself out and have since limited myself to carrying a prepaid card. Normally, people use prepaid cards when they can’t qualify for a regular credit card. However, the prepaid is also a great way to minimize your spending, as it only works when there is money in the bank to back up your purchases.

Credit card horror stories are everywhere, and there is a good chance you know somebody who has experienced something similar to this:

A young college student received a credit card offer in the mail. As a full-time student, he did not have a steady income and wondered how he managed to qualify. His credit rating was based entirely upon his potential to earn income as a future college graduate, and the complete lack of negative information in his file.

The student carried his freshly minted card in his pocket for several weeks, resolved to never use it, except for an emergency. Near the end of the semester he and a few classmates were pulling an all-night group study session in preparation for final exams. Around midnight somebody suggested they call out for pizza. They pooled around twelve dollars in cash between them and nearly gave up in frustration when our hapless credit worthy student volunteered his credit card. It was a small beginning, as these things typically are, but credit use is like an addictive drug. It is so easy to use, and the pain of repayment is always somewhere down the road—too far away to be associated with the enjoyment of pizza tonight.

By the end of the school year, the student had accumulated over $1,000 in debt on his card. While his monthly payments remained small, they represented a significant strain on his budget. His monthly allowance from home was now being spent to make credit card payments, which meant he had to use the card to make more routine purchases. The balance grew out of control, leading to a destroyed credit rating.

Another example of credit card use involved a young lady who worked a low paying job. She had dreams of a better life and spent a lot of her time looking for real estate investment opportunities. She carried four credit cards, with an available cumulative balance of around $12,000.

One day after work she came across a small house for sale by owner. It needed some work, but following an analysis of the market, she knew this home was worth more than the asking price. Using the cash option on her cards, she obtained $10,000 to make the down payment and cover closing costs. The owner carried the financing at a fair interest rate.

After closing she immediately set to work cleaning up the property. She then had it professionally appraised (insist on appraisals from Member Appraisal Institute) and listed for sale. For three months she managed to make the minimum payments due on her cards before the house eventually sold for a modest profit. At closing the buyer assumed the loan due to the original owner, leaving a little less than $20,000 profit. She immediately paid off her balance due on all of her credit cards, and parked around $8,000 in her bank account. While her return is not impressive to some investors, she did manage to make $8,000 out of nothing but information and gumption.

Both of these stories illustrate the power and dangers of credit card use. While it is not advisable to get involved in investments using credit cards, it is an option when quick cash is needed to capitalize on opportunity.

As a wealth builder it is vitally important that you monitor your credit report and correct any errors immediately. One of the easiest, and cheapest ways to obtain your personal credit report is over the Internet. It is estimated that up to 60% of all borrowers request a credit report at least once a year. If you are trying to protect your privacy, you may want to be wary of the questions about your current address, phone number, employer, and other personal data they may ask in the “Request Your Credit Report Here” form. A recent amendment to the federal Fair Credit Reporting Act requires each of the nationwide consumer reporting companies, Equifax, Experian, and TransUnion, to provide you with a free copy of your credit report, at your request, once every 12 months. Use the FTC government website www.annualcreditreport.com as your primary source for credit report data.

Ron Taylor
Your Work Sucks Super Hero

Shortcut To Internet Millions

2007-09-08T09:19:00.000-07:00

The purpose of this Cash Ideas Now blog is to help you identify ways to make money.

How To Make A Six Figure Income Online

Also, you can...

Check Out Over 1,000 Money Making Opportunities In One Spot

I recently read an interesting article about finding shortcuts to Internet millions. The article discusses a popular, although controversial, program for finding Internet wealth. And all you have to do is sign up for their “free” website—which incidentally costs about $1,500, plus a monthly recurring cost with a 36 month contract. Hardly free.

But, in defense of the Internet wealth system mentioned above, how much is “free” worth? The Internet is ripe with hype that promises the moon with little to no commitment on your part. Which should not surprise you, as Internet marketers know that the dream of achieving success, or creating wealth, without effort or personal risk, is hardwired in the human psyche. We are all vulnerable to false promises of easy money.

So you see, it’s really not your fault for wanting to find a way to make money online, we all want the same thing, but you have to be realistic in your expectations. Yes, I firmly believe you can achieve wealth with Internet marketing, but you need to spend time, effort, and money to learn the business, and then you need to couple this knowledge with patience, and a willingness to take massive action to market your products or service.

Growing up in South Georgia I had an Australian Cattle dog. This dog was so fiercely independent he would not allow himself to be touched. He ran the woods behind my house and came home to eat once or twice a day. Sometimes he came home with his own meal, such as a chicken or rabbit.

One day a hailstorm came through our area. Ole Zach was lounging in the tall grass behind the house when suddenly hailstones began to pelt him. Zach jumped up and spun around, thinking somebody was throwing rocks at him. He didn’t put up with crap and would probably have attacked a person who dared to throw rocks at him. About that time another hailstone hit him in the butt. Again, he spun around and snarled. Ole Zach repeated this spinning and snarling routine several times before finally plopping down on the grass and howling in resignation.

I hollered from the back door for Zach to get under the porch, but he refused to move. As it turned out, this was a significant emotional event for Ole Zach. He was never the same. He lived under the porch and refused to hunt for himself. Later, he even allowed me to pet him. He was one whipped pup.

In my opinion, a lot of us are just like Ole Zach. We are too independent to ask for help, and when we get beaten down by the system, or a lousy business idea, we tuck our tails and run for cover—never to risk failure again.

If you’re feeling like Ole Zach I want to encourage you get up and try one more time. Take the lessons you have learned from your previous failures and put them to work. Take a cold, hard look at what you’ve done in the past, and then resolve not to repeat those same mistakes. Ole Zach may have been pelted by hailstones, but the real harm was how he allowed those hailstones to destroy his self-confidence. I’ve had my share of hailstones thrown my way also, and yes, some of them hurt like Hell. But I learned a powerful lesson from my childhood dog, and I refuse to allow failure, or my misunderstanding of its causes, to chase me under the porch.

Ron Taylor
Your Work Sucks Super Hero

Work Sucks Version 2.0

2007-09-06T08:47:00.000-07:00

Okay, it's a given. For the most part, work sucks. I don't mean the work you put into building your own home business, or researching a stock or real estate investment.

I'm talking about the kind of work that involves punching a time clock and waiting around until Friday so you can go to the grocery store with your weekly paycheck.

The purpose of this Cash Ideas Now blog is to help you find ways to free yourself from the work routine, and yes, identify ways to make money.

How To Make A Six Figure Income Online

Your job is a necessary evil during the early stages of your wealth creation, but it should not represent a long-term plan. Not only do jobs restrict your income potential, they may also be hazardous to future income. Recent surveys and census data indicate approximately 30% of people will be forced to retire early due to circumstances beyond their control, including layoffs and illnesses. AXA Equitable and Nationwide Financial have an extensive database of figures related to forced layoffs and early retirements.

Jobs are created by entrepreneurs who understand that wealth is created by adding value to raw material or services, and selling finished products or services at a profit. Who adds the value to raw materials and services? You do. You are only valuable to an employer when you can effectively and efficiently add value to the organization’s product or service.

So, if you are interested in rising above a just over broke (J.O.B.) existence, you need to take Work sucks’ advice and look for income opportunities outside employment.

There’s no denying the fact that a job, with a steady income, is nice to have. It helps you pay the bills and keeps a roof over your family’s head. Unfortunately, that’s about all it does. What’s in a job? Security? A pension? Some of us are dreaming of retirement, thinking we’ll be happy living off half of what we can’t afford to live on today.

A job was never meant to make people wealthy. In a free market environment we sell our labor to an employer for the highest pay possible, while your boss tries to pay you the lowest wage you will accept. Usually the boss wins, because he is in control of the purse strings. As long as you look to your job for wealth, you will be disappointed.

If you want to become wealthy, you must look beyond your job. You earn a living between 9 and 5, but you achieve wealth after 5 and on weekends.

Most Americans think a job is security, but they are wrong. As long as you depend upon somebody else for your livelihood, you are a slave to that person and/or organization. And like a slave, you can be dispensed with as soon as they deem your services uneconomical. It’s a negative image, and I apologize for hitting you with it, but you can’t sit back and relax in the pseudo security of a job or retirement plan and expect others to secure a financial future for you and your family. Dependence is not security; independence is security.

While dropping my son off at school recently, I noticed an elderly gentleman standing in front of the school with a sandwich sign draped around his neck. The man was protesting unfair hiring practices by the school in the form of age discrimination. We live in a society that rewards youth and beauty, while disregarding the value of experience and ability. This man was willing to stand before the community to protest this injustice. His dilemma is all too common today, where hard working people have entrusted employers to provide them lifetime employment. Unfortunately, this trust does not reflect reality. Owning your own business is one vehicle you can use to take responsibility for your own financial future, without having to depend upon the vagaries of an unjust job market.
The expression, “if you want to catch fish, you have to risk the bait,” is so common it has become cliché. But how many of us actually incorporate that basic philosophy into our lives? Are you willing to risk the “security” of the traditional nine to five, Monday through Friday routine, to enjoy financial freedom? Vince Lombardi once stated “the will to excel, the will to win: these are the things that endure.” A business built with your own hands, energy, and ingenuity can endure where a job cannot, but if you expect to become a successful entrepreneur, you will have to take risks.

Taking risks to create wealth does not mean senseless gambling of your savings in the stock or bond markets, or betting everything on a horse race. Taking a risk means putting your self-confidence and self-image on the line. It means taking the chance of being embarrassed in the marketplace. And, it can also mean going against popular opinion and peer pressure to follow a dream. As Teddy Roosevelt was fond of saying, “seek opportunity, not security.”

Aside from the “job security” issues, your status as a wage or salary earner places you in the highest taxed form of income. Passive and portfolio income does not fall victim to Social Security taxes, and expenses associated with operating your business come out of your gross receipts prior to taxes. The structure of business taxation can allow you to enjoy some of the finer things in life, such as dining out, vacations, and nice cars (provided they are legitimate business expenses), while the same pleasures in life for a wage earner must use after tax dollars to do so. Robert Kiyosaki talks about this concept in detail in his Rich Dad, Poor Dad series, which should be required reading for any wealth builder. You don’t have to like him, agree with him, or buy real estate to get wealthy, but you should at least give him a try.

Not convinced? Take a look at some current statistics regarding employment.

It's been said that 80% of America is two missed paychecks away from financial disaster, and recent statistics indicate Americans spend 110% of their monthly income. Do you fit this mold? What would happen if you were laid off without pay tomorrow? Can Americans look forward to a secure retirement under Social Security or the company pension plan?

Current labor statistics do not paint a pretty picture, with quality jobs being outsourced overseas quicker than new jobs are being created. Sure, there are always low paying, low skill jobs available. But who can support a family on minimum wage?

Manufacturing jobs in particular have taken a beating in the marketplace during the past few decades, with some states, like Michigan, losing over 23,000 jobs in the course of a year. According to Labor Department figures, 26 states have seen manufacturing job losses in the past year. The federal government claims many of these displaced workers are receiving retraining, however, Bureau of Labor Statistics cites fewer than 204,000 displaced workers qualified for retraining in 2003, and only 47,000 actually received training assistance. The Bureau of Labor Statistics defines displaced workers as, “persons 20 years of age and older who lost or left jobs because their plant or company closed or moved, there was insufficient work for them to do, or their position or shift was abolished.” During the January 2001 through December 2003 period, 5.3 million workers were displaced from jobs they had held for at least 3 years.

In June of 2006, 4.6% of the available workforce in America was unemployed for an average of 18.4 weeks. For workers over 45 years of age, this unemployment period jumped to 23.8 weeks. That is over 5 months. Compare this to the statistic in the Introduction of this report that reveals many Americans have less than 3 months worth of cash and assets available to sustain them without continuing income. Of course, there is unemployment insurance, but this may take weeks to kick in, is a degrading and frustrating process, and is certainly no route to achieving the standard of living your family deserves.

Of the 7.6 million Americans unemployed at one time or another in the past year, 4.3 million lost their job due to completion of temporary projects, 3.7 million were laid off, and 1.9 suffered permanent job loss through no apparent fault of their own. To top it off, the median weekly wage and salary for working Americans in 2005 was $651. It hardly seems worth the effort. Yet, 123 million American go to work everyday, living paycheck to paycheck. Over 13 million of these people work in “alternative” job arrangements as independent contractors, on-call laborers, and temporary services. Additionally, in 2004 nearly 8 million Americans worked multiple jobs simultaneously—just to make ends meet.

Most Americans think a job is security. They are wrong. As long as you depend upon somebody else for your livelihood, you are a slave to that person and/or organization. And like a slave, you can be dispensed with as soon as they deem your services uneconomical. I suggest it is time to change the way you do business and start working for yourself.

Dependence is not security--independence is security. Don't sit back and relax in the pseudo security of a job or retirement plan. To achieve wealth you will need to learn how to accept and manage a certain amount of risk.

Success gurus like Anthony Robbins and Robert Kiyosaki teach that you have to get excited about wealth building to achieve success. What excites you about building personal wealth? How do you feel about poverty, or the lack of money? What motivates you to spend your free time reading books like this, studying interest rate tables, or analyzing stocks and real estate deals?

To achieve financial success you must get emotionally charged over something wealth represents. After all, it’s probably not the money you are after. You are after the security and promise of a better life.

Use these emotional tags to drive you to work while others sleep. Use your anger over working for an unappreciative boss to push you to limit your spending on frivolous doodads. Use your desire to achieve a better quality of life for your family as an impetus to analyze more deals, take calculated risks, and strive for more sources of passive and portfolio income. In the end, use your determination to achieve the independence and security of sound financial management and personal wealth.

Ron Taylor
Your Work Sucks Super Hero

No Job, No Problem!

2007-09-05T08:37:00.000-07:00

Robert Allen discusses building an Internet marketing business in his book Multiple Streams of Internet Income. The Second Edition of this book is well worth reading.

While Allen does not put it in these terms, my description of this process below is based on his ideas.

You see, depending on your job as your sole source of income is asking for trouble. Gone are the days of lifetime employment, or pensions that make retirement worthwhile. To succeed in today’s financial market you must accept that depending on your job for a living is simply begging for a life of poverty.

In my Work Sucks blog series, I discuss the need for each of us to develop multiple streams of income. Imagine a trickle of water rolling off the rocks at the tops of a mountain. This trickle joins other trickles of water to become a stream. As the water flows off the mountain the streams join forces to create a river, and then flow out to sea.

Your income streams are like those trickles. You don’t need to look for a river of income from one source to create wealth. Instead, focus on finding a way to create a small trickle of income. For example, selling $100 worth of household items on Ebay every month. Add to that a trickle of income from selling $100 worth of used books on Amazon, perhaps $50 monthly from completing online paid surveys, and perhaps $200 worth of commissions from affiliate marketing sales. These four trickles of income have suddenly grown to a stream of $450 per month in income.

How many times could you repeat this process? And, how many streams of income would it take to equal your job income?

Look for the opportunity to create multiple streams of income on the Internet. Once you have reached a level that is equal to your job income you can either decide to quit your job or use this extra income to build a capital base for investing in appreciable assets such as real estate and stocks. The positive cash flow from these investments can then become a source of passive and portfolio income, as described by Robert Kiyosaki in his book Rich Dad, Poor Dad.

Opportunities to start creating multiple streams of income are everywhere. You just have to look, and then apply yourself to learning how to make them work for you.

Ron Taylor
Your Work Sucks! Super Hero